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Home - News - What to look out for when buying a property?
If it is a newly built home, we must take into account every detail. For example, the builder, that the amounts to be delivered are guaranteed with a bank guarantee, that the promised deadlines are met and that the materials used are the same as those listed in the specifications. Once the property has been completed, it must be ensured that all the installations, finishes and other promises have been fulfilled and the property is ready to be used.
If it is a resale property (second hand), it is important to pay attention to the location of the property as well as its general condition. From the first contact, the state and quality of the walls, the dampness, cracks and breakages of the whole property in general should be taken into account. Before making the escritura, another “examination” of the property must be made to check that all the installations are correct and in the case that the furniture is removed, check that when it is removed, no part of the property has been damaged. Therefore, the answer to the question of what to look for when buying a property depends. But from Grupo Terrasun we want to help and advise you to make the best decision when buying a property. Contact us and we will solve all your doubts.
Payment of taxes and other expenses17.07.2020 The EXPENSES ASSOCIATED WITH THE PURCHASE OF A PROPERTY vary depending on whether it is a new construction or 2nd hand and depending on whether the buyer is requesting a mortgage or not.
A) NEW BUILT: V.A.T.: 10% of the deed value of the property.
Stamp Duty (IAJD): Depends on each Autonomous Community, varies between 0.5% and 1.5%.
B) RESALE: I.T.P .: Depends on...
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Is it possible to buy a property without a mortgage?13.04.2021 There is a misconception about the mortgages given by the banks and it is that in most cases we tend to think that the bank will fully finance the whole amount. This is not true, as banks rarely give 100% of the amount requested and therefore you will have to save to make the purchase. And not only for that, since when buying a house there will be more expenses that we will have to cover although...